:root {
  --navy: #041F4C;
  --navy-soft: #0d3070;
  --blue: #1B71FE;
  --blue-dark: #0d55d0;
  --blue-wash: rgba(27, 113, 254, 0.08);
  --ink: #26334a;
  --muted: #61708a;
  --line: #e4e8f0;
  --grey: #f7f9fc;
  --radius: 12px;
  --shadow: 0 10px 30px rgba(4, 31, 76, 0.08);
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: #fff;
  -webkit-font-smoothing: antialiased;
  -webkit-text-size-adjust: 100%;
}

h1, h2, h3, h4 {
  color: var(--navy);
  line-height: 1.22;
  letter-spacing: -0.02em;
  margin: 0 0 12px;
}

h1 { font-size: clamp(2rem, 4.6vw, 3.1rem); }
h2 { font-size: clamp(1.5rem, 2.6vw, 2rem); }
h3 { font-size: 1.125rem; letter-spacing: -0.01em; }

p { margin: 0 0 16px; }

a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 2px; }
a:hover { color: var(--blue-dark); }

img { max-width: 100%; }

.wrap {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 24px;
}

.skip {
  position: absolute;
  left: -9999px;
}
.skip:focus {
  left: 16px;
  top: 16px;
  z-index: 20;
  background: #fff;
  padding: 10px 16px;
  border-radius: 8px;
  box-shadow: var(--shadow);
}

/* ---------- Header ---------- */

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-top: 14px;
  padding-bottom: 14px;
}

.brand { display: block; line-height: 0; }
.brand img { height: 34px; width: auto; }

.site-nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

.site-nav a {
  color: var(--navy);
  text-decoration: none;
  font-weight: 500;
  font-size: 0.9375rem;
}

.site-nav a:hover { color: var(--blue); }

/* ---------- Buttons ---------- */

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.9375rem;
  text-decoration: none;
  padding: 12px 22px;
  border: 1px solid transparent;
  transition: background-color 0.15s, border-color 0.15s, color 0.15s;
}

.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-dark); color: #fff; }

.btn-ghost {
  background: #fff;
  color: var(--navy);
  border-color: var(--line);
}
.btn-ghost:hover { border-color: #b9c8e6; color: var(--navy); }

.btn-light { background: #fff; color: var(--navy); }
.btn-light:hover { background: #eef3fd; color: var(--navy); }

.btn-sm { padding: 9px 18px; }

/* ---------- Hero ---------- */

.hero {
  padding: 84px 0 72px;
  background:
    radial-gradient(900px 420px at 82% -12%, rgba(27, 113, 254, 0.11), transparent 62%),
    linear-gradient(180deg, #fff 0%, var(--grey) 100%);
  border-bottom: 1px solid var(--line);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.eyebrow {
  display: inline-block;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--blue);
  background: var(--blue-wash);
  border: 1px solid rgba(27, 113, 254, 0.2);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 22px;
}

.hero p.lead {
  font-size: 1.1rem;
  color: var(--muted);
  max-width: 34em;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.trust {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 28px;
  margin: 34px 0 0;
  padding: 0;
  list-style: none;
  font-size: 0.875rem;
  color: var(--muted);
}

.trust li { display: flex; align-items: center; gap: 8px; }
.trust li::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--blue);
  flex: none;
}

/* Decorative dashboard mock */

.mock {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: var(--shadow);
  overflow: hidden;
}

.mock-bar {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 14px 18px;
  border-bottom: 1px solid var(--line);
  background: var(--grey);
}

.mock-bar span {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: #d3dae6;
}

.mock-bar strong {
  margin-left: 8px;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.01em;
}

.mock-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 15px 18px;
  border-bottom: 1px solid #f0f3f8;
  font-size: 0.875rem;
}

.mock-row:last-child { border-bottom: 0; }
.mock-row b { font-weight: 600; color: var(--navy); }
.mock-row em { font-style: normal; color: var(--muted); font-size: 0.8125rem; display: block; }

.tag {
  font-size: 0.75rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 999px;
  white-space: nowrap;
}

.tag-ok { background: rgba(27, 113, 254, 0.1); color: var(--blue); }
.tag-wait { background: #f0f3f8; color: var(--muted); }
.tag-done { background: rgba(4, 31, 76, 0.07); color: var(--navy); }

/* ---------- Sections ---------- */

section { padding: 80px 0; }
section.alt { background: var(--grey); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }

.section-head { max-width: 40em; margin-bottom: 44px; }

.label {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 12px;
}

.section-head p { color: var(--muted); margin: 0; font-size: 1.0625rem; }

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 24px;
}

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 28px;
  transition: box-shadow 0.18s, border-color 0.18s, transform 0.18s;
}

.card:hover {
  border-color: #c7d6f2;
  box-shadow: var(--shadow);
  transform: translateY(-2px);
}

.card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  border-radius: 11px;
  background: var(--blue-wash);
  color: var(--blue);
  margin-bottom: 20px;
}

.card-icon svg { width: 23px; height: 23px; }
.card p { color: var(--muted); margin-bottom: 0; font-size: 0.9688rem; }

.ticks {
  list-style: none;
  padding: 0;
  margin: 18px 0 0;
  font-size: 0.9062rem;
  color: var(--muted);
}

.ticks li {
  position: relative;
  padding-left: 22px;
  margin-bottom: 6px;
}

.ticks li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--blue);
  font-weight: 700;
  font-size: 0.8125rem;
}

/* ---------- Steps ---------- */

.steps {
  counter-reset: step;
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}

.steps li {
  counter-increment: step;
  position: relative;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 26px 26px;
  overflow: hidden;
}

.steps li::after {
  content: counter(step);
  position: absolute;
  top: -14px;
  right: 10px;
  font-size: 5rem;
  font-weight: 800;
  line-height: 1;
  color: rgba(4, 31, 76, 0.05);
  letter-spacing: -0.04em;
}

.step-num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 9px;
  background: var(--navy);
  color: #fff;
  font-weight: 700;
  font-size: 0.9375rem;
  margin-bottom: 18px;
}

.steps h3 { margin-bottom: 6px; }
.steps p { color: var(--muted); margin: 0; font-size: 0.9375rem; }

/* ---------- Contact ---------- */

.contact-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 32px;
  align-items: start;
}

.contact-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px;
}

.contact-list { margin: 0; }
.contact-list dt {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 4px;
}

.contact-list dd {
  margin: 0 0 22px;
  font-size: 1.0625rem;
  color: var(--navy);
  font-weight: 500;
}

.contact-list dd:last-child { margin-bottom: 0; }

.cta-panel {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 34px 30px;
  color: #c8d3e6;
}

.cta-panel h3 { color: #fff; margin-bottom: 10px; }
.cta-panel p { font-size: 0.9375rem; margin-bottom: 22px; }

/* ---------- Footer ---------- */

.site-footer {
  background: var(--navy);
  color: #a9b7cf;
  padding: 64px 0 32px;
  font-size: 0.9375rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.7fr 1fr 1fr;
  gap: 44px;
}

.footer-brand img { height: 46px; width: 46px; display: block; }
.footer-brand strong {
  display: block;
  color: #fff;
  font-size: 1.0625rem;
  margin-top: 18px;
  letter-spacing: -0.01em;
}
.footer-brand p { max-width: 30em; line-height: 1.65; }

.footer-col h4 {
  color: #fff;
  font-size: 0.75rem;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 10px; }
.footer-col a, .footer-brand a { color: #a9b7cf; text-decoration: none; }
.footer-col a:hover, .footer-brand a:hover { color: #fff; }

.footer-bottom {
  margin-top: 48px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 12px;
  font-size: 0.875rem;
  color: #8496b3;
}

/* ---------- Legal documents ---------- */

.doc {
  max-width: 768px;
  margin: 0 auto;
  padding: 56px 24px 80px;
}

.back {
  display: inline-block;
  font-size: 0.875rem;
  text-decoration: none;
  color: var(--muted);
  margin-bottom: 28px;
}
.back:hover { color: var(--blue); }

.doc-head {
  padding-bottom: 28px;
  border-bottom: 1px solid var(--line);
  margin-bottom: 12px;
}

.doc-head h1 { font-size: clamp(1.85rem, 4vw, 2.5rem); margin-bottom: 14px; }

.updated {
  display: inline-block;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--muted);
  background: var(--grey);
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 5px 14px;
  margin: 0;
}

.toc {
  background: var(--grey);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px 28px;
  margin: 36px 0 8px;
}

.toc h2 {
  font-size: 0.75rem;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--muted);
  margin: 0 0 14px;
}

.toc ol {
  margin: 0;
  padding-left: 20px;
  columns: 2;
  column-gap: 32px;
  font-size: 0.9062rem;
}

.toc li { margin-bottom: 7px; break-inside: avoid; }
.toc a { text-decoration: none; }
.toc a:hover { text-decoration: underline; }

.doc h2 {
  font-size: 1.3125rem;
  margin-top: 48px;
  scroll-margin-top: 90px;
}

.doc h3 {
  font-size: 1.0312rem;
  margin-top: 30px;
  margin-bottom: 6px;
}

.doc p, .doc li { color: #3b4a63; }
.doc strong { color: var(--navy); }
.doc ul, .doc ol { padding-left: 22px; }
.doc li { margin-bottom: 8px; }

.note {
  background: var(--grey);
  border-left: 3px solid var(--blue);
  border-radius: 0 8px 8px 0;
  padding: 18px 22px;
  margin: 24px 0;
}

.note p:last-child { margin-bottom: 0; }

.callout {
  background: var(--navy);
  color: #cdd8ea;
  border-radius: var(--radius);
  padding: 26px 28px;
  margin: 28px 0;
}

.callout h3 { color: #fff; margin-top: 0; }
.callout p:last-child { margin-bottom: 0; }
.callout a { color: #fff; }

.subject-line {
  display: block;
  background: #fff;
  border: 1px dashed #b9c8e6;
  border-radius: 8px;
  padding: 14px 18px;
  margin: 14px 0 4px;
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--navy);
}

/* ---------- Responsive ---------- */

@media (max-width: 900px) {
  .hero-grid, .contact-grid, .footer-grid { grid-template-columns: 1fr; }
  .hero-grid { gap: 44px; }
  .footer-grid { gap: 36px; }
  .hero { padding: 60px 0 56px; }
  section { padding: 60px 0; }
}

@media (max-width: 620px) {
  body { font-size: 16px; }
  .site-nav { gap: 18px; }
  .header-cta { display: none; }
  .brand img { height: 30px; }
  .toc ol { columns: 1; }
  .card, .steps li, .contact-card, .cta-panel { padding: 24px 20px; }
  .doc { padding: 40px 20px 64px; }
  .wrap { padding: 0 20px; }
}

@media (max-width: 400px) {
  .site-nav { gap: 14px; }
  .site-nav a { font-size: 0.875rem; }
  .hero-actions .btn { width: 100%; justify-content: center; }
}